Advantages of transactions using bank megacredit cards and their types
Not a few are satisfied after transactions with Bank Mega credit cards. As one of the private banks in Indonesia, Bank Mega also offers credit card facilities aimed at providing convenience for customers when shopping.
Credit cards themselves seem to have become one of the lifestyles for most Indonesians, as there are many benefits that can be felt. You no longer have to wait for a monthly payday when tempted to shop for supplies. This reason is what makes many people want to use credit cards for daily payment transactions.
Of course, for those who want to make transactions using a Bank Mega credit card, you need to understand the terms of making it and how to use it. Simply put, having a credit card like this is like getting a loan that later users can pay bills every month.
Each bank has different rules regarding the application for the creation of a credit card, including Bank Mega. Therefore, in this review, we will provide information about Bank Mega’s credit card (CC) services. For those who want to try to make transactions using a Bank Mega credit card, let’s first check out the full discussion here.
Advantages of bank megacredit card transactions
This way of trading on credit offers many advantages for the users. One of them, Bank Mega often offers special promos and discounts when shopping at partner merchants for customers who use credit cards. For those of you who like to shop at the Mall, you are sure that the benefits of these will be felt.
Not only that, Bank Mega also offers facilities in the form of CC Mobile that provides convenience for customers when they want to check transactions and accounts. The following are some of the benefits obtained when you use a Bank Mega credit card:
- Mega account
Make it easy to pay routine bills each month, such as monthly internet/WiFi bills, electricity, water, TV taxie, BPJS, and bills lain. Monthly bill payments are paid automatically via credit card, so it’s certain there won’t be any delays that will cause fines. With this advantage, it is also more time-consuming and practical, even you also get points from Mega Rewards.
- Mega beloningspunt
If you make transactions with bank Mega credit card , you are also entitled to Mega Reward Points. You get 1 point for every purchase worth IDR 25 thousand with this credit card, valid for multiples. Well, the points successfully collected can later be used to shop at Metro, Carrefour, Coffee Bean, Robins and others.
- Mega top-up
Customers can also enjoy the benefits of the Mega Top Up facility, which is topping up prepaid credit via direct debit. However, for those of you who want to enjoy this feature, you can first register through the Call Center 15 000 10 (PSTN) or 600 10 (HP). FYI, you’ll still get reward points if you make trades using this feature.
Bank Mega Credit Card Options for a Salary of Three Million
If you are interested in transactions with a Bank Mega credit card, first know which product is most suitable and in accordance with your monthly salary. To illustrate, here are some types of CC Bank Mega that are suitable for customers with a minimum salary of three million:
- Gold card
The requirements to apply for a Mega Gold Card must be at least 21 years old and have a minimum income of three million per month. Mega Gold Card is suitable for those of you who want to use a credit card for the first time with a limit of up to Rp. 2 million.
- Platinum Card
There is also a cc Mega Platinum Card type that has a limit of up to RP 10 million, but the condition is that you must have a minimum income of 5 million per month. Recommended for those of you who love shopping and traveling.
- Public transport card
As the name implies, this credit card is suitable for those who like to travel by plane, as you can enjoy various free facilities up to more than 800 airport lounges in Indonesia and abroad.
- Transmart
Do you like shopping at Transmart or Carrefour? It is really mandatory to have this one credit card, because you get 10% discount and enjoy several attractive promos from the two supermarkets.
- Silver card
In addition to the Mega Gold Card, you can also opt for this type of credit card with offers that are no less attractive. Such as tour &travel packages, airline tickets, hotel promos and many others.
Choosing the right credit card type
Transactions with a Bank Mega credit card aren’t just for styles, make sure you really use it for your needs. In addition, you should also choose the type of credit card that suits the ability to pay installments later, as this payment system is like indebtedness.
You get a loan up to a certain limit based on the chosen type of CC. That means that every month you have the obligation to pay installments according to the provisions, along with the annual mandatory contribution. Often, new users pay little attention to this kind of thing and only as long as they use CC.
In addition, choose the type of credit card that suits your capacity and needs. For example, for those who want to use it every month to shop regularly, then you can opt for a Gold Mega Card or Silver Mega Card with sufficient limits.
Tips for transactions using bank megacredit cards with Safe
Transactions with a credit card are not one hundred percent guaranteed to be secure, because security also depends on the user himself. Therefore, pay attention to the following important tips to be safe when transacting with Mega Credit Cards:
- Shop online on credible websites
Do not shop randomly online, especially if you are asked for personal information related to credit cards. Not to mention that if it turns out that the site doesn’t have a high level of encryption/security, it could be that your credit card information was stolen by individuals.
- Do not transact over public WiFi
For security reasons, avoid trading credit cards with public WiFi, let alone free of charge. Actions like this are very risky and can cause you to be abused by hackers.
- Does not store card numbers on mobile phones
In addition, you should not store any important information related to credit card details on your phone. Imagine if the phone was lost? Then it does not exclude that it can be abused by others who want to give you a favor.
- Beware of fake emails
It is not uncommon for CC users to receive an email asking them to provide credit card information. It’s best to be more careful, distinguish which emails are official and which aren’t. CC numbers are confidential, especially passwords where both should not be informed to other parties, including Mega bank.
Isit arranged touse or make a credit card? Indeed, lately, more and more people are interested in using credit cards because of the ease of payment. Regardless of the reason, make sure you choose the right type of credit card so that in the future you can make transactions with Bank Mega credit cards comfortably, safely and without obstacles.